SANTA CRUZ DE TENERIFE, Nov. 23 (EUROPA PRESS) –
The Canarian Coalition-PNC group of the Cabildo de Tenerife has proposed the creation of a specific subsidy so that the most needy families can afford to pay their mortgages.
The nationalist counselor Carmen Delia Alberto will defend a motion in plenary session on Friday to create a specific subsidy for families that cannot be served by the Base 25 project developed by Cáritas as a means of aid and injection to the insular domestic economies that covers the increase in the mortgage and/or monthly interest per installment for a maximum of 12 months.
Carmen Delia Alberto also explained that it is necessary to provide the budget of the Base 25 project with more resources to increase the aid so that they can undertake the payment of their mortgage or, at least, increase it and/or their monthly interest payments.
In the motion, the Government of the Canary Islands is urged to establish among the regional deductions of the IRPF 2022 the deduction for investment in the habitual residence and to establish an economic benefit aimed at assisting temporarily and to continue for the duration of the mortgage emergency situation in the payment of installments and other own expenses related to the habitual residence, in order to avoid eviction and consequently the loss of the dwelling.
The CC-PNC counselor pointed out that the Government of Spain “must recover the deduction for investment in habitual residence for those homes acquired from January 1, 2013 and maintain the deductions for those who have acquired their home before the date mentioned”.
Likewise, he explained that it is necessary to establish a provisional percentage (depending on the inflation index) that establishes a maximum of 30% of the interest charge in the monthly installments of the mortgage loan.
The CC-PNC motion also urges the Government of Spain to allow by law the negotiation between clients and financial entities of the established conditions without cost to any of the parties -except, logically, the installments and their interests- establishing a limit of changes during the life of the mortgage loan.
